Nowadays, creditcardshavebeenincreasinglypopularoncampusinthatbanksaregrowinglypayingtheirattentiontostudentsandlayingoutvariouspoliciestocaterforstudents’ need.
Peopleholddifferentviewstowardsstudents’ owningcreditcards. AsfarasIamconcerned, itshouldbecautiousforstudentstokeepcreditcards.
如今，信用卡在大学校园中越来越流行了，因为银行越来越关注大学生这一群体并制定各种政策来满足学生的需求。对于大学生持有信用卡人们看法不一。就个人而言，我觉得大学生应该慎重考虑去办理信用卡。
Studentsneedtobecalmandwisewhenapplyingfororusingcreditcards . Therearelatentrisksassociatedwithcreditcards.
Somestudentsfinditquiteeasytoexceedtheirbudget.
Theyaretemptedtopurchasegoodsthattheydonotreallyneed, andcanbecomequicklyoverburdenedbydebt.
Thecreditcardsoftenchargeahighrateofinterest, whichexacerbatestheproblemsforthesepeople.
Andinthelongrun, thisirresponsibleandirrationalconsumptionbehaviorwillbeimpeditiveforstudentstodevelopintoagoodconsumptionhabit.
学生们在申请或者使用信用卡的时候要冷静理智。信用卡本身伴随着风险。
有些学生发现很容易超过自己的预算。他们常常情不自禁地就购买了他们并不真正需要的商品，并且很快变得负债累累。
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